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Your Mortgage

Made Easy

with the Mortgage Lady

Get your easy, hassle-free mortgage here.


We offer purchases as little as 3% down depending on your loan scenario!


If you’re looking to reduce your current rate or term or want to cash out the equity of your property, a refinance might a great option for you.

Apply Now

Click the link above or text “apply2melissa” to 33655.


NMLS #: 111719
Alabama LO-51645

My husband and I are so thankful for Melissa at Magnolia Mortgage. We tried two mortgage companies before working with her that gave us the run around. Melissa was very up front and honest with us and helped us get everything together so we could work our way up to purchasing a home. I 10 out of 10 recommend her to anyone trying to purchase a home in the surrounding areas. She’s honest, super thorough, and she truly helps any client she comes in contact with.

– Raven Y

Melissa and her team were AMAZING to work with! She was quick to communicate, friendly, and offered help on everything she could. If we ever buy again, Melissa will be the first person I call. I can’t recommend them highly enough.

– Dawn P

Melissa is AMAZING. I can’t even begin to describe how wonderful she was when buying our home. She always got right back to me with any question or concerns. Getting our home loan through Magnolia Mortgage was a BREEZE because of Melissa and her team. We spoke about credit and what I needed to do to fix what issues I had and she was always very willing to help with anything we needed. She set up everything an just made it so easy on us. I would recommend her a million times!

– Satisfied Client

Equal Opportunity House

Equal Opportunity Housing refers to the idea that all persons should be granted “equal opportunities” when it comes to renting or purchasing real property. This is usually in reference to anti-discrimination policies and laws set forth by state and federal governments


We specialize in FHA, USDA, Conventional, and VA Loans in all areas including Mobile, Saraland, Satsuma, Spanish Fort, Daphne, Fairhope, Semmes, Foley, Gulf Shores, and Orange Beach. Whether you are buying a home or refinancing in any of these areas, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following and more: FHA | VA | USDA | Jumbo | Conventional

Mortgage Payments


Melissa absolutely loves helping people make their

Home Buying Dreams a Reality!

About Melissa

Melissa started in the real estate industry in 1988, working for a small real estate company managing the front desk and several rental properties. From there she moved into the banking/mortgage industry. With over 30 years of experience in the housing industry, from processing and underwriting files, she has the knowledge necessary to help you find the right program to fit your mortgage needs. Melissa has served as President of Magnolia Mortgage Company since December 2015. She was the 2021-2022 President of AMPA, Alabama Mortgage Professionals Association, and a member of NAMB, National Association Mortgage Brokers, where she supports the industry. She is very involved with Women’s Council of Realtors where she has served as Treasurer and Membership Director from 2015-2019. She has served as Secretary on the Board of Directors for Bras For A Cause Gulf Coast, where funds are raised to help local women and men with breast cancer. She served with this charity from 2013-2021. She also attends Oak Park Church.



1550 S University Blvd.
Mobile, AL 36609


Cell: 251.447.3469
Office: 251.287.8584

Contact Me